Safety tips for using Travel Cards internationally

Travelling abroad is always an exciting experience. However, managing money during international travel can sometimes be stressful. This is where travel cards, particularly Forex Cards, step in as a secure, convenient, and cost-effective solution. A Travel Card enables you to load multiple currencies in advance and spend internationally without the hassle of carrying cash. Let us explore essential safety tips for using Travel Cards internationally:

Find a trusted issuer

The first layer of safety begins with selecting the right provider. Always choose a reputable bank. Trusted issuers offer enhanced security features, including EMV chip technology, two-factor authentication, and real-time transaction alerts. Reputable providers also have 24/7 customer support in case you face any issues while abroad. Before applying for a card, check the issuer's reputation, security features, and whether the card is widely accepted.

Set up notification

Most Travel Cards allow you to set up instant SMS or email alerts for every transaction. Enabling this feature ensures that you are immediately notified of any unauthorised usage. If you receive an alert for a purchase you didn’t make, you can block the card instantly. Register both your local number and an international roaming-enabled number with your provider to receive uninterrupted alerts.

Keep your PIN confidential

Your PIN is the key to accessing your money. Never share it with anyone and avoid writing it down where others can see it. When withdrawing cash from ATMs abroad, shield the keypad with your hand while entering the PIN. It is also advisable to change your PIN before travelling and avoid using easy-to-guess combinations.

Use ATMs wisely

ATMs are convenient, but they are also common targets for fraudsters. Always use ATMs located inside banks rather than standalone machines on deserted streets. Look for signs of tampering, such as loose card slots or unusual attachments, which may indicate the presence of skimming devices. Additionally, withdraw cash during daylight hours or in secure locations to minimise risks.

Monitor your account

Even if you have set up transaction alerts, it is good practice to log in to your travel card portal or mobile app frequently to review your spending history. Regularly monitoring your account helps you detect unusual activity early and take immediate corrective steps.

Load only what you need

While it might be tempting to load your Forex Card with a large sum of foreign currency, it’s safer to load just enough for your trip duration and expenses. If the card is compromised, you can mitigate the risk of losing a substantial amount of money. If you need more funds, you can always reload your card online or through your provider’s app.

Conclusion

Travel Cards are one of the safest and most convenient ways to manage money while travelling internationally. However, they must be used responsibly to ensure maximum protection.