If your weekends revolve around new cafés, fine dining, or Swiggy and Zomato orders, the right credit card can make every bite more rewarding. In 2025, choosing the best credit card in India for dining and foodies means looking beyond just cashback — it’s about earning while you eat, saving on restaurant bills, and enjoying VIP culinary experiences.
From gourmet rewards to exclusive tie-ups with top dining apps, India’s credit card market now offers several exciting options that blend luxury and practicality for every foodie.
What Makes a Credit Card Great for Dining?
The best credit card in India for food lovers isn’t just about discounts. It’s about consistent savings, cashback, and access to premium dining privileges. Here’s what to look for:
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High Cashback on Food & Dining: Cards that give 5%–10% cashback on restaurant or app orders.
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Exclusive Restaurant Partnerships: Access to fine-dining offers with EazyDiner or Zomato Pro.
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Reward Multiplier Programs: Bonus reward points for food and beverages.
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Online Food Order Discounts: Regular deals with Swiggy, Zomato, and Dineout.
Top Dining & Food Credit Cards in India (2025)
1. HDFC Bank Diners Club Privilege Credit Card
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Dining Benefit: Up to 10X reward points on dining and travel.
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Highlights: Complimentary Dineout Passport membership.
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Annual Fee: ₹2,500 (waived off on spend milestones).
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Why It’s Among the Best Credit Cards in India: Great for premium diners who enjoy both travel and gastronomy.
2. SBI Card PRIME
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Dining Benefit: 10 reward points per ₹100 spent on dining.
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Highlights: Access to exclusive restaurant deals and weekend offers.
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Annual Fee: ₹2,999
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Ideal For: Regular diners looking for consistent cashback and reward flexibility.
3. Axis Bank SELECT Credit Card
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Dining Benefit: 15% off at partner restaurants under Axis Bank Dining Delights.
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Highlights: Excellent reward rate on lifestyle and dining categories.
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Annual Fee: ₹3,000
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Perfect For: Urban professionals who enjoy fine dining and frequent restaurant visits.
4. IndusInd Bank Legend Credit Card
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Dining Benefit: 1.5 reward points per ₹100 spent on dining and entertainment.
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Highlights: Complimentary EazyDiner Prime membership.
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Annual Fee: ₹2,500
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Why It’s Great: Balanced card offering value across dining, travel, and lifestyle spends.
5. RBL Bank Edition Credit Card (Zomato Edition)
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Dining Benefit: Up to 10% cashback on Zomato orders and partner restaurants.
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Highlights: Integrated with Zomato Pro Plus for extra discounts.
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Annual Fee: ₹999
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Best For: Millennials who prefer ordering in or eating out often.
How to Choose the Best Credit Card in India for Dining
When selecting a dining credit card, consider these points:
Your Spending Pattern: Do you order online often or dine out more?
Preferred Apps: Choose a card partnered with Zomato, Swiggy, or Dineout.
Annual Fee vs. Benefit: Ensure yearly savings outweigh card fees.
Additional Perks: Travel, lounge access, or fuel waivers add long-term value.
Finding the best credit card in India for dining isn’t just about chasing offers — it’s about building a rewarding lifestyle. Whether you’re a gourmet explorer or an online food lover, the right card lets you enjoy exclusive experiences, premium discounts, and valuable cashback every time you dine.
In 2025, foodies can truly eat, earn, and repeat — all with the swipe of the perfect dining credit card.
FAQ Section
Q1. Which is the best credit card in India for dining in 2025?
HDFC Diners Club Privilege, Axis Bank SELECT, and SBI Card PRIME are top options offering high dining rewards and restaurant discounts.
Q2. Which credit card gives the maximum cashback on food?
The RBL Bank Zomato Edition Card offers up to 10% cashback on Zomato and partner restaurants.
Q3. Do dining credit cards offer benefits on Swiggy and Zomato?
Yes, many cards like RBL Zomato Edition and Axis SELECT offer app-based cashback and exclusive tie-ups.
Q4. What’s the annual fee for top dining credit cards in India?
Most range between ₹999 to ₹3,000, with fee waivers available on achieving spend milestones.
Q5. Can dining credit cards be used for online food delivery?
Absolutely! Most of the best credit cards in India offer rewards and discounts on online food delivery platforms like Swiggy and Zomato.
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