A housing crisis in a country like India with a growing population exists and more so for those belonging to the financially unsound strata of the society. The Indian government provides multiple housing schemes to provide everyone with a roof over their head.
The Government of Andhra Pradesh has initiated the YSR Housing Scheme for those belonging to the lower-income, middle-income and economically struggling individuals. The scheme was launched on June 3, 2021, and would invest 50490 crores in setting up houses for necessitous members of Andhra Pradesh. The scheme is broken down into two phases, with phase one focusing on constructing 15.6 lakh houses and phase two aiming to construct a further 12 lakh accommodations.
YSR Housing Scheme
The Andhra Pradesh Housing Corporation Limited initiated the project in collaboration with the state government of Andhra Pradesh and was a part of YS Jagan Mohan Reddy’s election campaign. The scheme will develop four new household settlements, providing housing to 31 lakh financially disadvantaged groups. The program’s beneficiaries would be 1% citizens from urban areas and 1.5% from rural areas.
An extremely unique and empowering feature of the scheme is that the properties would be registered under the name of the women giving them full ownership of the property. The YSR housing scheme has been further divided into a few projects meant for specific sections of the state.
YSR Illa Pattalu: The beneficiary of the scheme can choose between the following:
- Taking a housing loan for building a property. In case you are wondering how much home loan can i get, the government is collaborating with multiple banks to provide loans to eligible beneficiaries.
- The beneficiaries can also access a constructed, self-contained unit consisting of a living room, a bedroom, a kitchen, and an outdoor patio.
YSR Pedalandariki Illu: This scheme is designed for poor people living in urban areas. The main focus of the scheme is to provide houses to individuals living in slum areas or without decent shelter.
YSR Urban Housing Scheme: This particular scheme is aimed at people living below the poverty line but residing in urban areas. The scheme ensures that individuals in the EWS category can access a home. This is majorly done by providing the community with financial assistance and at the same time, urging them to take part in constructing the houses. YSR Rural Housing Scheme: This is yet another project under the housing Loan which aims at uplifting the poor people living in rural areas.
How to fill the Application form for YSR Housing Scheme?
The YSR Housing Scheme application form can either be filled offline or online. To complete the application offline, the applicant must visit the closest ward secretariat office or village. Those who want to avoid the hassle of travelling they can fill the online form instead. The steps for the same are mentioned down below.
- Search for the official website of APSHCL and register.
- Go through the guidelines, and enter the required details carefully.
- Upload the necessary and relevant documents. These may include BPL ration card, a document for proof of residence, passport-sized photographs, bank statement, caste certificate, etc.
- Once you’ve filled in all the mandatory details, re-check the form and submit it.
What happens after registration?
Everybody who applies for YSR Housing Scheme would want to get shortlisted in the list of beneficiaries. The official website will publish the beneficiary list and candidates can visit the website to check it their name appears on the list. If you do get selected, you’ve made progress in your dreams of owning a house!
Conclusion
The YSR Housing Scheme serves as an example to showcase the efforts made by the government of Andhra Pradesh. Efforts are made to provide permanent shelter to the vast majority of the population. The scheme has been divided into four projects, all catering to different sections of the state. This scheme’s benefits can be availed by signing up online or visiting the respective office. A scheme like YSR Housing is essential to provide hope to the people of Andhra Pradesh.
